Five Factors that Decide Your Credit Score

Scores range between 200 and 800. Scores above 620 are considered desirable for obtaining a mortgage. These factors will affect your score.

Your Payment History. Whether you paid credit card obligations on time

How Much You Owe. Owing a great deal of money on numerous accounts can indicate that you are overextended.

The Length of Your Credit History. In general the longer the better.

How Much New Credit You Have. New credit, either installment payments or new credit cards, are considered more risky, even if you pay promptly.

The Types of Credit You Use. Generally, it’s desirable to have more than one type of credit—installment loans, credit cards, and a mortgage, for example.

For more on evaluating and understanding your credit score, go to http://www.myfico.com/?lpid=NARI3.

Reprinted from REALTOR® Magazine Online by permission of the NATIONAL ASSOCIATION OF REALTORS®. Copyright / All rights reserved.

Click here for printer-friendly format

Contact Me

Contact Me, Your Trusted Agent with over 15+ Years of Expertise, for all Your Real Estate Needs

If you're contemplating the purchase or sale of a property, I wholeheartedly encourage you to get in touch with me today. The journey of buying or selling a home can be intricate but having a seasoned and knowledgeable real estate professional by your side can be a game-changer. As a dedicated real estate agent, I am unwavering in my commitment to providing you with exceptional service and expert guidance throughout your real estate venture. Whether you're taking your first step into homeownership, an experienced investor, or simply seeking a change, I am here to support you at every turn.

Why Choose Me as Your Realtor?

When you choose me as your realtor, you gain access to a range of benefits:

Local Market Mastery: I possess an intimate knowledge of the local real estate market, encompassing trends, neighborhoods, and property values. Count on me to help you find the perfect property or optimize the sale of your current one.

Tailored Solutions: Your real estate journey is uniquely yours, and I understand that I provide personalized services that cater to your specific needs and aspirations, whether it's finding your dream home or maximizing the value of your property.

* Required